DealScope
BRRR Calculator
Buy, Refurbish, Refinance, Rent — see if your deal recycles capital
Purchase & Refurb
Your acquisition costs
£
£
£
£
SDLT (auto): £8,000
Initial Finance
How you fund the purchase
Refinance (Exit onto BTL)
Your long-term mortgage after refurb
£
%
%
Rental Income & Costs
Post-refinance ongoing figures
£
%
%
£
£27,500
Money left in deal after refinance
Deal Metrics
£185,000
Total Cash In
£157,500
Refi Amount
-£119
Monthly Cash Flow
-£1,430
Annual Cash Flow
-5.2%
ROCE
-0.77%
Cash-on-Cash
6.8%
Gross Yield
4.82%
Net Yield
£722
Monthly Mortgage
Instant
Payback
Scenario Comparison
What if ARV is ±15% and rent ±10%?
Worst Case
£51,125
left in
-£2,372/yr
-4.64% ROCE
Base Case
£27,500
left in
-£1,430/yr
-5.2% ROCE
Best Case
£3,875
left in
-£489/yr
-12.61% ROCE
How BRRR Works
1. Buy — Purchase below market value (£150,000)
2. Refurb — Add value through renovation (£25,000)
3. Refinance — Mortgage at new value: £157,500 (75% of £210,000 ARV)
4. Rent — Cash flow -£119/mo with £27,500 trapped