Deal Analyser

Full profitability analysis with tax comparison

Property & Purchase Costs

Property Postcode

Purchase Price

Estimated Value (ARV)

Stamp Duty (auto)

£11,500 (5.75%)

Bedrooms

Property Type

Condition

Legal Fees

Survey Fees

Broker Fees

Other Costs

Refurbishment Cost

Additional property (+5% SDLT surcharge)

Deal Metrics

Total Investment£64,000

Gross Yield5.1%

Net Yield3.99%

Monthly Cash Flow-£23

Annual Cash Flow-£272

ROI (Cash-on-Cash)-0.43%

Payback PeriodN/A

Tax ComparisonPersonal Better

Personal tax£0/yr

S24 credit-£1,650

Personal net profit-£272/yr

Ltd corp tax£0/yr

Dividend tax£0/yr

Ltd net income-£272/yr

Personal ownership is more tax-efficient by approximately £0/year. At your income level, the combination of income tax and Section 24 credit is more favourable than corporation tax plus dividend tax.

StrategyHMO

Score: 58/100Enter postcode for location-aware scoring

HMO scores highest at 58/100. • 3 beds — workable for HMO Key advantage: House — suitable for HMO conversion. Also consider: Serviced Accommodation.