BoaTenure
BoaTenure

Compare Property Investment Strategies

The first real decision isn't which property — it's which strategy. Every option below links straight to a live calculator or the Quick Analyser, pre-set so you skip the questions you've already answered by picking it.

Buying It

You own the property: a mortgage or cash purchase, then one of these plans for what to do with it.

Buy-to-Let
Buy a property outright, let it out long-term at market rent.
Capital neededDeposit + purchase costs
EffortLow
Model this strategy
BRRR
Buy, Refurbish, Refinance, Rent: pull your capital back out to reuse.
Capital neededDeposit + refurb (recycled on refinance)
EffortHigh
Model this strategy
Flip / Refurbish & Sell
Buy below value, refurbish, sell on: no long-term hold.
Capital neededDeposit + refurb
EffortHigh
Model this strategy
HMO
Buy and let room-by-room to multiple tenants: higher yield, more management.
Capital neededDeposit + purchase costs
EffortMedium
Model this strategy
Serviced Accommodation
Buy a property, run it as a short-stay / Airbnb let.
Capital neededDeposit + purchase costs
EffortHigh
Model this strategy
Supported Living
Buy, then lease to a care provider on a long, index-linked lease: hands-off income.
Capital neededDeposit + purchase costs
EffortLow
Model this strategy
Social Housing
Buy, then lease to a registered provider or local authority: guaranteed, hands-off income.
Capital neededDeposit + purchase costs
EffortLow
Model this strategy
Short Lease
Buy a short-lease flat below its long-lease value, extend it, capture the uplift.
Capital neededDeposit + purchase + extension premium
EffortHigh
Model this strategy
Title Split
Buy a whole building, split it into individually mortgageable titles.
Capital neededFull building purchase + legal/refurb costs
EffortHigh
Model this strategy
Commercial-to-Resi
Convert Class E commercial space to residential flats under Permitted Development.
Capital neededPurchase + conversion costs
EffortHigh
Model this strategy
Block of Flats
Buy a whole freehold building: ground-rent reversion income, or a multi-unit rental hold.
Capital neededFull building purchase
EffortMedium
Model this strategy

Controlling It Another Way

No purchase, no mortgage: you lease the right to profit from a property someone else owns.

Rent-to-Rent
Lease a property, sublet it for more, keep the spread: no purchase, no mortgage.
Capital neededDeposit to landlord + setup costs
EffortMedium
Model this strategy
Lease Option
Lock in a purchase price today, sublet in the meantime, decide later whether to buy.
Capital neededOption fee + setup costs
EffortMedium
Model this strategy
Serviced Accommodation (Rent to SA)
Lease a property from a landlord, run it as short-stay / Airbnb: no purchase.
Capital neededDeposit to landlord + setup costs
EffortHigh
Model this strategy

For informational purposes only, not financial or tax advice. Capital and effort are general characterisations, not guarantees — always run your own numbers and consult a qualified professional before committing to a strategy.