DealScope

HMO Yield Calculator

Room-by-room yield, cashflow, and deal quality score for Houses in Multiple Occupation

Property & Purchase

Purchase Price

Refurb / Conversion

Legal Fees

Other Costs

SDLT (auto): £11,500

Finance

Deposit %

Interest Rate %

Interest only

HMO Income

Lettable rooms and rent

Lettable Rooms

Rent per Room (£/mo)

Void Weeks / Room / yr

Gross monthly: £2,750 (5 × £550)

HMO Running Costs

Landlord-paid bills typical for HMOs

Management %

Maintenance %

Insurance (£/mo)

HMO Licence (£/yr)

Council Tax (£/yr)

Utilities (£/mo)

WiFi (£/mo)

Cleaner (£/mo)

6/10

Good HMO Deal

Based on yield, ROI, and cashflow per room

HMO Metrics

16.5%

Gross Yield

6.14%

Net Yield

4.3%

ROI

£93,500

Total Investment

£335

Monthly Cash Flow

£67

Per Room / mo

£688

Monthly Mortgage

£15,652

Annual Expenses

HMO vs Single-Let

Is the extra hassle worth it?

Single-Let

£195/mo

£2,336/yr

HMO (5 rooms)

£335/mo

£4,021/yr

+£1,685/yrHMO uplift

Annual Expense Breakdown

Management

£4,188

Maintenance

£2,234

Council Tax

£2,000

Utilities

£3,600

Insurance

£600

Cleaner

£2,400

WiFi

£480

HMO Licence

£150

Total£15,652/yr